When invested in stocks your money risk increasing substantially in successful markets yet suffers serious losses during unfavorable years. Investing in bonds allows individuals to receive predictable 2-5% annual returns without intense market volatility. Having cash provides basic safety while it maintains minimal growth potential. Real Estate Investment Trusts (REITs) deliver 4% yearly returns and…
You know your goals, your ability to take risks and your asset mixnow it is time to populate your portfolio with the right money stockings. The working of the system is the practical implementation part of the whole process; this is where the ‘rubber hits the road’ . The process of share investment resembles selecting…
These aren’t rulesjust starting points. A young beginner with $5,000 might lean aggressive to maximize growth. A seasoned investor with $500,000 might tweak moderate for tax efficiency. Your mix should reflect you. Now, let’s break down the big three asset classes: Stocks: High growth, high volatility. Think tech giants or index funds tracking the S&P…
You’ve set your goals and sized up your risk tolerancenow it’s time to put your money where your plan is. Step 3 is all about choosing the right asset allocation, the backbone of any winning investment portfolio. Think of it like cooking a great meal: you need the right mix of ingredients in the right…
So, Start with your timeline. Remember those goals from Step 1? If the investment is for instance for retirement, which could be about 20 years away then one can afford to wait for the stocks to rise from the occasion as they may go down today only to skyrocket in the years to come. That’s…
One last thing: goals evolve. Life throws curveballsjob changes, kids, unexpected expensesso revisit your list yearly. A portfolio that worked at 30 might not fit at 50. That’s okay. The point is to start with intention. If you’re a beginner, don’t let indecision stop youpick one goal and build from there. Seasoned investors, use this…
First, ask yourself: Why am I investing? Your answer shapes everything that follows. Are you saving for a comfortable retirement in 20 years? Planning to buy a home in five? Maybe you want to build generational wealth for your kids or fund a dream trip around the world. Whatever it is, your goals determine your…
In fact, even if you do not belong to the category of new entrant into the world of investing, you may have heard about the investment portfolio sometimes or the other. However, what can it be understood as the moments when one feels like a woman or a man, and why should you care about…
As the future of investment management gathered pace, the decision whether and whom to trust as your partner is critical to success. Today, AltiusFin presents the full range of investment management services, which implies the use of high technologies, individual approaches, and rich experience combined into one all-embracing service for effective investing. Here is why…
The idea of embracing decentralised, digital assets such as cryptocurrencies and other tokens is one of the most disruptive changes that has appeared in the sphere of finance. With the progress of digital technologies, the idea of investing in digital assets has emerged, and more investors consider diversifying their portfolios. As presented digital assets represent…